IIRC, ssinsert gets the time stamp from the client and savetime gets the
time stamp from the server.  I haven't used sscreate before.  I think sscomp
also uses the time stamp of the server.

The difference in the time source really hosed up one of my spreadsheets
once when the client time was about 15 minutes slower than the server time.
Although, when I saw NW writing a 20M incremental in -10 minutes, I was
pretty impressed.

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