Yes that is the correct syntax, assuming that the Rsync name you set in your 
rsync conf file is set to "/home"
So in the first example you gave us, you specified the rsync share name 
"/home/*/Downloads"
On my Windows machine running rsyncd i have the following in my rsyncd.conf on 
the client:

[C] 
path = /cygdrive/C/
auth users = BackupPCuser
secrets file = rsyncd.secrets
read only = false

Where "[C]" is what you enter as "Key" in the BackupPC interface, and after 
that you specify what files to exclude in the RsyncShareName "[C]". In my case 
it looks something like this:

$Conf{BackupFilesExclude} = {
  'C' => [
    '/Users/*/NTUSER.DAT*',
    '/Users/*/ntuser.dat*',
    '*.lock',
    'Thumbs.db',
    'IconCache.db',
  ]
};

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